Type customer billings and carrier pay. Get gross margin $ and % with a color-coded health band, factoring and overhead modeled, and a "what a 1% lift on 500 loads/mo looks like" benchmark. Shareable as a link. Indicative — not a quote.
Margin health band
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Gross margin
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Margin %
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Customer revenue—
Carrier cost—
Factoring—
Overhead—
Benchmark — 1% lift on your volume
At 500 loads/mo, a 1pp margin lift = $0/mo · $0/yr
Monthly extra—
Annual extra—
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Calculating margin for every load by hand?
HatchOS rolls linehaul, fuel, accessorials, factoring, and contracted splits into the load record automatically — with carrier-scorecard visibility and AI co-pilots catching low-margin trends before they hit. See it in action →
Gross margin on a load is the customer's total billed amount minus the carrier's total pay, less any factoring fees and tenant-side overhead you want to layer in. This tool applies factoring on customer revenue at the user-set % (default 2.5%) and overhead on customer revenue net of factoring when overhead % is greater than zero.
Why is this not a quote?
It's an indicative model — it assumes factoring on customer revenue at the % you enter and overhead on revenue net of factoring when overhead % is positive. It does not model quick-pay discounts on carrier pay. Contract pricing depends on mutual credit checks, fuel surcharge formulas (DOE national diesel vs per-mile), accessorial calculation rules, and the actual carrier signed — always confirm a hard quote before tendering.
What do the margin bands mean?
Red is under 8% — typically a loss once factoring + accessorial drift are layered in. Amber is 8-15% — most spot loads land here, healthy enough to keep the dispatcher paid. Green is greater than 15% — usually contracted lanes, premium freight, or a load with significant accessorials attached.